"Veteran United Home Loans denied my homeownership dreams, but Ms. Theresa reignited my hope and confidence. She swiftly secured our new home, guiding us with dedication every step of the way—even driving 4.5 hours to visit with family gifts. From negotiating contracts to finding the best insurance, Ms. Theresa's expert handling and non-judgmental support were invaluable. I'm grateful for her transforming our journey into an amazing experience. Highly recommended, she's more than an expert—she's family and a true 'Beast' in homeownership!"

"Ms. Marshall transformed our home buying journey with her deep mortgage knowledge and credit expertise. Within just 30 days, she boosted our credit scores by over 120 points, and in under three months, secured us a dream home on an acre, with minimal closing costs. Her guidance is invaluable—trust her to lead your path to homeownership and credit rebuilding."

"Theresa expertly guided me to a Non-QM DSCR loan, perfect for investors like me—no income proof needed. With her seamless process, I was able to closed on my loan 2 weeks before Christmas. Even after post-closing, she checked in. For any mortgage needs, Theresa's unparalleled expertise is my recommendation."

“I just wanted to reach out to you and thank you for being such a great partner with us over here at UWM. In my 8 years here at UWM you have been one of my favorite partners to work with. You care about the clients, your professionalism with my underwriting and operations team is phenomenal. Being able to keep the client happy throughout in some cases the borrowers biggest purchase of their life is a tough job but you make it look easy. Appreciation isn’t giving often so I wanted to give you some.”

"Theresa stands out as one of Georgia's finest Mortgage Loan Officers. I have worked with her on several loan closings and have been impressed by each and everyone. Her detailed loan preparation impresses at every closing, ensuring clients are well-informed and streamlining my work to less than 10-minutes. Her work ethic and loan structuring skills are top-notch. For home purchases or refinancing, I highly recommend Theresa."

"Ms. Marshall's expert advice on collections and judgments led to several deletions on my credit report as well as getting a judgment dismissal with prejudice against a creditor. Her support and empowering talk boosted my confidence in court against a creditor's lawyer. Thrilled with my credit and credit score being over 750, I owe her my thanks and will recommend her to anyone who needs help in the real estate space."

“Theresa is a consummate professional. She is very versed in her industry and brings that knowledge to every deal that she takes on. I was introduced to Theresa after a buyer I had needed a little more ‘savvy’ in working on his loan package. She led him through every step of the process and what he needed to do, to get him where he needed to be. From cleaning up credit, budget help and on to signing on the dotted line…she showed out! Theresa hung in there with us even when COVID came along and almost killed the entire deal. Nevertheless, she kept us calm, focused and got us to the closing table. It didn’t hurt that she had an incredible sense of humor throughout the entire process. She’s amazing! I recommend her for all your mortgage needs.”

“Theresa Marshall is a mortgage broker who assisted a client of mine who had a very tough income issue land a mortgage that fit the financial goals we had set for him. His income is derived from a mix of self-employment in a heavily based cash business and a small W2 source income. I don’t know how Theresa pulled it off, but she walked my client through the underwriting process holding his hand each step of the way and showing a level of customer service you just don’t see these days. Theresa is my go-to person for mortgages in Georgia now simply because of the way she handled this client and I’ll admit, he is a very… hand-hold-y kind of client… and if she did so well with him, you can imagine how she does with “normal” people! Theresa has my whole-hearted endorsement!”

"My finances were in disarray until Theresa stepped in. She crafted a plan that empowered me to take control of my financial destiny, leading me to homeownership and a new car. Immense gratitude to Theresa!"

“Ms. Marshall knows her stuff! She was very instrumental in guiding my family & I through the complicated process of home ownership, not once but twice! With Ms. Marshall you know you have an extremely dedicated individual on your side, who has your best interest in mind. She will make sure your interest rates as low as possible, lending fees are on point, and the particulars are in order. There is no other person in the world I would trust other than Theresa Marshall to handle any business concerning my home ever again.”

"Since 2005, Ms. Theresa Marshall has been my trusted advisor on business and personal fronts, showcasing extensive knowledge in home loans, credit restoration, and the housing market. A true industry leader, she delivers genuine results without shortcuts. Currently buying my third home with her guidance—highly recommend her expertise!"